Joint-guarantee
(Updated at 11:17, 6/9/2010)
Individual customers residing in Vietnam or abroad can use “joint-guarantee” service, by which Agribank together with other credit institutions will act as co-guarantors for customers.
Main features
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Currency: VND, foreign
currencies
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Term: short term,
medium and long term as negotiated
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Security for the
guarantee: security deposits, pledged assets, collateral, third-party
guarantor, and other means of security as guided by Agribank
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Guarantee fees: as
regulated from time to time; full payment for in partial payments
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Late payment: a late
payment fees will be charged with overdue interest rate not exceeding 150%
short term loan interest rate
Delivery channels
Agribank
branches/transaction offices or automated channels (E-banking)
Technology applied
Agribank uses automated system
(IPCAS) to track customer information, accounts, amounts of interest payment,
etc. with the highest security and accuracy.