Agribank provides short-term working capital loan for enterprise customers that need short-term working capital loans regularly.
Main features
- Currencies: VND
- Term: short term, not exceeding the duration of the next financing
- Loan amount: not exceeding loan amount of the previous credit contract, customers must have equity participation of at least 10% of the total capital needs.
- Interest rate: rates applicable at the time of loan
- Loan security: with or without assets as collateral or third-party guarantor
- Disbursements: full disbursement or in partial disbursements (multiple disbursements)
- Repayment of principle and interest: single or multiple principle payment, monthly repayment on interest or regular repayment as negotiated.
Delivery channels
Branches/transaction offices, or automated channel (E-banking)
Technology applied
Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.