Enterprise Customers
Bond with full interest paid at maturity
(Updated at 9:28, 20/7/2010)
This is one of 6 long term valuable papers (more than 1 year) issued by Agribank in which all customers including Vietnamese residents, Vietnamese living abroad, foreigners residing and legally operating in Vietnam or foreigners doing business in accordance with Vietnamese Law, can invest.


-          Registered bond: the bond which shows name of the owner.

-          Bearer bond: the bond without name of the owner, Bearer bond is belonged to the holder.

-          Account opening: the bond issuing branch will open a bond account for the owner and give the owner a certificate confirming the bond account.


Main features

-    Term: at least 1 year
-    Currency: VND, foreign currencies.
-    Minimum face value: 100.000 VND, 100 USD or equivalent amount in other currencies.
-    Maximum face value: VND 01 billion, USD 100,000 or equivalent amount in other currencies.


Principal Payment

-          The principal payment shall be made to customer at the Agribank’s counter where the bond was issued or at any Agribank’s other counters (for the bear bond only).

-          Payment at maturity: The principal shall be fully paid to customer at maturity.

-          Payment after maturity: If at maturity, the customer will not receive the principal payment, Agribank will not renew for another term, the principal shall bear the current demand interest rate for the period after maturity. Interest shall be calculated and paid to customer upon his/her receipt of principal payment.

-          Prepayment: Agribank will not apply prepayment.



-          Interest rate adjustment method: fixed interest rate or floating interest rate (the interest rate shall be adjusted on periodical basis), interest shall not be capitalized.

-          Interest calculation: Interest = Face value* Monthly interest rate* Term

-          Interest payment: Interest shall be paid at maturity together with principal.


Investment method:

The customer will buy bond with full interest paid at maturity at Agribank Branch’s counters .

(The information of the address of Agribanks branches and transaction offices here).

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