Individual Customers
Commercial overdraft
(Updated at 9:13, 9/9/2010)
Individual and household customers having transaction accounts at Agribank can choose to use “commercial overdraft”.

Main features


-          Customers have the flexibility to draw extra money from transaction account

-          Currency: VND, foreign currencies

-          Maximum loan term: 12 months

-          Loan amount:

-          Interest: fixed, floating

-          Loan security: with or without assets as collateral, by guarantee

-          Repayment of principle and interest: automatically on deposit accounts

-          Overdue penalty: overdue interest rate is 150% on due interest rate


Delivery channels


-          Direct mail, branches/transaction offices, ATM’s, Mobile Banking, Internet Banking


Technology applied


-          Agribank uses automated system (IPCAS) to track customer information, accounts, signatures, photos, amounts of interest payment, etc. with the highest security and accuracy.

Online Banking

ATM/POS locations

Forms, Fees and Interest rates
View savings interest rates
View service charges

Registration form

Applied at Operations Centre of Agribank

Exchange Rate
Updated at
Applied at Agribank Operations Centre

Agribank Contact Center