Enterprise Customers
Flexi loan over credit limit
(Updated at 10:35, 8/7/2010)
Agribank provides enterprises with “flexi loan over credit limit” to cover the costs of production and business operation which likely to increase beyond the level originally expected.

Main features


-    Currencies: VND, foreign currencies
-    Term: short term, medium and long term

-          Flexi loan amount: as negotiated, customers must have equity participation of at least 10% of the total short term capital needs and of 20% of total medium to long term capital needs.

-          Interest rate: fixed, floating

-          Fees: fees are scheduled whether enterprise uses over credit limit loan or not

-          Loan security: with or without assets as collateral or third-party guarantor

-          Disbursements: full disbursement or in partial disbursements (multiple disbursements)

-          Repayment of principle and interest: single or multiple principle payment, monthly repayment on interest or regular repayment as negotiated.

-          Repayment before term: interest calculated from the date of borrowing to the date of repayment. Total fees paid before the term is stated in the contractual agreement.


Delivery channels


Agribank branches/transaction offices


Technology applied


Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.


Online Banking

ATM/POS locations

Forms, Fees and Interest rates
View savings interest rates
View service charges

Registration form

Applied at Operations Centre of Agribank

Exchange Rate
Updated at
Applied at Agribank Operations Centre

Agribank Contact Center