Individual Customers
Loans for individuals working abroad
(Updated at 9:50, 9/9/2010)
Vietnamese individuals residing in Vietnam qualified to work abroad in accordance with regulations: have signed contracts with employment service business for working abroad, in need of loans to pay for the lawful activities necessary for long term working overseas can use “loans for individuals working abroad” provided by Agribank.
Main features

-          Currency: VND, USD, EUR

-          Term: not exceeding the term of the contract to work abroad.

-          Loan amount: up to 80% of the total costs in the contract

-          Interest rate: fixed, floating; overdue interest rate is 150% of due interest rate

-          Loan security: with or without assets as collateral or third-party guarantor

Households of workers in rural areas are considered for loans up to VND 20 million without loan security; one-member households are required to have loan security with assets. Businesses providing labor export services must provide deposit in accordance with Circular No. 02/2004/TT-NHNN dated 19 May 2004. 

-          Disbursements: full disbursement or in partial disbursements (multiple disbursements)

-          Loans are paid directly to the employer, or paid directly to employees upon the written request of the employer.

-          Repayment of principal and interest: loans in foreign currencies shall require repayment in foreign currencies of the same kind. Single or multiple principle payment, monthly repayment on interest or regular repayment.


Delivery channels


Agribank branches/transaction offices or E-banking.


Technology applied


Agribank uses automated system (IPCAS) to track customer information, accounts, amounts of interest payment, etc. with the highest security and accuracy.

Online Banking

ATM/POS locations

Forms, Fees and Interest rates
View savings interest rates
View service charges

Registration form

Applied at Operations Centre of Agribank

Exchange Rate
Updated at
Applied at Agribank Operations Centre

Agribank Contact Center