To assist customers with preferential loans in the green sector, contribute to environmental protection, energy conservation, renewable energy, and clean technology, while delivering economic development benefits towards the goal of sustainable and green growth, Agribank has allocated VND 10 trillion to implement a "green credit" program, offering individual customers attractive interest rates starting as low as 3.5% per annum.

Eligible borrowers: Individual clients seeking loans to implement plans or projects for the production and business of products and services within the green sector, encompassing the cultivation and trade of organic agricultural products; the production and sale of eco-labeled products; businesses ensuring a safe food supply chain; facilities adhering to national standards for the environmental management system ISO 14001; facilities engaged in the production and trade of aquatic products, as well as in agriculture, horticulture, and animal husbandry, which are produced and processed in accordance with Good Agricultural Practices; development of rooftop solar power systems for self-production and consumption (including businesses offering installation services for rooftop solar or wind energy systems, or customers who install systems for combined commercial and personal use).

Implementation period: until the end of June 30, 2025, or until the program reaches its intended scale. 

Preferential interest rate: A lending rate that is reduced by a maximum of 1.5% per annum compared to the standard lending rate for production and business loans offered by Agribank.

Loan methods: one-time borrowing; credit lines; revolving credit; overdrafts; or a combination of these methods. 

Loan conditions: Borrowers looking to secure a loan from Agribank must adhere strictly to the lending criteria established, as well as comply with the specific regulations laid out for the program.

Note: Depending on the time period, the interest rate floor for loans may change.

For detailed information regarding loans from Agribank, please contact Agribank’s customer service hotline at 1900558818/02432053205 or visit any Agribank branch nationwide.

Kylie Nguyen