On May 15, 2025, Vietnam Bank for Agriculture and Rural Development (Agribank) became one of the first six banks in Vietnam to officially launch the co-branded Agribank NAPAS – Mastercard card. This milestone marks a significant advancement in Agribank's strategy to enhance its smart payment ecosystem and promote international integration.

Dual-functionality Card

The Agribank NAPAS – Mastercard co-branded card integrates the features of both a domestic debit card and an international debit card under the Mastercard brand into a single physical card. This innovation allows customers to make quick payments domestically through the NAPAS system, which has over 650,000 acceptance points and more than 20,000 ATMs, while also enabling global transactions at over 150 million payment points and more than 1 million ATMs within the Mastercard network.

Additionally, the card supports online payments on both domestic and international e-commerce platforms, catering to the spending, study, travel, and work needs of Vietnamese consumers in the digital age.

Advanced security and contactless payment

The Agribank NAPAS – Mastercard co-branded card is equipped with a physical chip that implements two standards: VCCS for NAPAS and M/Chip for Mastercard. It also complies with the EMV international security standards, supporting both contact and contactless payment methods.

Environmental commitment

In line with its commitment to sustainable development, Agribank has produced these cards using recycled PVC material. This initiative not only reduces plastic waste but also ensures the cards maintain the same quality and durability as traditional plastic cards, while meeting all security and transaction safety standards.

Promotional offers

Customers using the Agribank NAPAS – Mastercard co-branded card can benefit from attractive promotions and discounts from both NAPAS and Mastercard networks. These offers aim to facilitate quick and flexible transactions, encouraging smart consumer habits among users.

Strategic vision

As a leading bank with an extensive network and a strong reputation in Vietnam, Agribank is committed to accompanying its customers on their journey towards digital financial transformation and cashless payments. The launch of the co-branded card is a testament to Agribank's dedication to providing modern, secure, and environmentally friendly payment solutions.

This initiative also signifies the first appearance in the market of a co-branded card between a domestic payment switch organization and an international card organization, opening a new chapter in collaboration among financial institutions towards a modern and sustainable cashless economy.

The Agribank NAPAS – Mastercard co-branded card will be officially issued to the market in the near future, promising to offer customers nationwide a comprehensive, convenient, and environmentally friendly payment experience.

Kylie Nguyen