As Vietnam enters a new stage of development, pursuing rapid growth alongside sustainable development and working to realise its aspiration of becoming a developed, high-income country by 2045, the financial and banking system is playing an increasingly important role in directing capital flows, fostering innovation, advancing digital transformation and the green transition, and enhancing the competitiveness of the economy.

The Party’s major policy directions on advancing science and technology, innovation and national digital transformation; developing the private sector into an important driver of the economy; and building an independent and self-reliant economy in tandem with deep international integration and sustainable development are creating new requirements while also creating broad development opportunities for credit institutions, particularly key state-owned commercial banks.

Within this development trajectory, Agribank continues to affirm its mission as a key state-owned commercial bank, playing a leading role in directing capital into priority sectors and standing alongside agriculture, farmers and rural areas, as well as businesses and individuals, throughout the development process.

Building on its strong financial foundation, extensive network, increasingly modern technology and experienced workforce, Agribank will continue to prioritise resources for the economy’s new growth drivers; advance green finance and financial inclusion; promote digital transformation; strengthen its governance capabilities in line with international standards; and progressively realise ESG objectives across all areas of operation.

Many difficulties and challenges remain ahead as the global economy continues to experience volatility, the need for the green transition becomes increasingly urgent, competitive pressure in the financial and banking sector intensifies, and customer expectations continue to rise.

Over nearly four decades of standing alongside the country through every stage of its development, Agribank has continued to grow, overcome difficulties with resilience and proactively innovate in support of the economy. This provides the foundation for Agribank to continue upholding its pioneering role, proactively adapt to emerging development trends, enhance the quality of governance, modernise its operations and affirm its position as a leading state-owned commercial bank in Vietnam.

Steadfast in its mission to serve the country, its customers and the community, Agribank today not only creates economic value but also contributes to creating lasting social value for future generations.

Every stream of capital channelled in the right direction, every green project implemented, every social welfare project completed and every digital transformation solution put into practice helps strengthen the foundations for the sustainable development of the economy.

This is also how Agribank supports the Party and the State in realising the aspiration of building a strong, prosperous, green, inclusive and sustainable Vietnam in the nation’s new era of advancement.

Kylie Nguyen