As Viet Nam has made a strong commitment to achieving net-zero emissions by 2050, agriculture—an industry closely linked to the livelihoods of tens of millions of people—is facing an urgent need to transform toward a greener, more sustainable and climate-resilient model. This transition requires not only a shift in production mindset, but also substantial, stable and long-term financial resources to accompany farmers throughout the process.

As the leading commercial bank in the “Tam Nông” sector (agriculture, farmers and rural areas), Agribank has consistently allocated significant resources to green credit, high-tech agriculture and environmentally friendly production models. Agribank’s green capital is deployed with a focus on reducing emissions, conserving natural resources, improving production efficiency and enhancing farmers’ incomes.

In the Mekong Delta region, a number of low-emission rice cultivation models have been gradually implemented and expanded, including alternate wetting and drying irrigation techniques and circular straw management practices. These models not only contribute to reducing methane emissions but also help lower input costs and improve economic efficiency per unit of cultivated area, demonstrating the practical viability of green agriculture in real-world production.

Beyond crop cultivation, Agribank’s green capital also supports sustainable forestry projects and the development of forests that meet international standards. By facilitating sustainable forest management and protection models, Agribank contributes to ecosystem conservation while opening up new pathways for rural economic development. As carbon is measured, valued and progressively integrated into the market, forests are no longer viewed solely as natural resources but are increasingly recognized as “green assets,” generating stable income for forest-dependent communities.

Within the green agricultural value chain, Agribank plays not only the role of a capital provider but also serves as a connector among farmers, enterprises, regulatory authorities and the market. Through advisory support, facilitation of credit access, resolution of procedural challenges and encouragement of technological innovation, Agribank helps create favorable conditions for green production models to grow and meet increasingly stringent domestic and international market requirements.

As Viet Nam gradually develops and operates a domestic carbon market, the role of financial institutions—including Agribank—continues to grow in importance. Green capital not only contributes to emissions reduction and environmental protection but also helps stabilize livelihoods, increase rural incomes and promote sustainable socio-economic development.

On this journey, Agribank remains steadfast in its mission to accompany the “Tam Nông” sector, with sustainable development as its foundation and long-term effectiveness as the benchmark for every credit extended. Today’s green capital is not only serving immediate production needs, but also contributing to shaping a future for Vietnamese agriculture that is harmonious with nature, competitive and resilient in the face of emerging challenges.

Kylie Nguyen